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So, it’s not a wake-up call to the United States about its own vulnerabilities.
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It appears that a number of states have not yet completed their report on the fiscal state of their retirement systems. The SIFRI report provides no time frame for a state to be finished, and some states simply marked “no” when asked if their fiscal states are complete. As a group, the SIFRI score shows states’ unfunded obligations rising from $1.4 trillion to $1.5 trillion. The biggest increase was Florida from $206 billion to $235 billion. Hawaii’s rising liabilities are expected to reach $214 billion by 2025, a jump from $105 billion in 2018.
Arizona had the largest increase in unfunded liability, at $52 billion, according to the report. New York, Illinois and California increased their liability by $45 billion.
Over the next 30 years, the SIFRI report shows a $9 trillion shortfall in the assets of the nation’s pension systems, with a quarter of that total being used to make deferred payments to retirees.
The group projects that no state will be able to afford the full amount of its unfunded liabilities. The state of Michigan is projected to be more than $50 billion short, though it will likely be able to afford its $35 billion shortfall. North Carolina is expected to be $28 billion short.
“That’s a really big number, and it’s bigger than what the CBO said just a few years ago,” said Dave Knudson, director of retirement policy at the National Association of State Retirement Administrators. Knudson said pension systems face substantial challenges going forward: High medical costs, increasing longevity and flat or declining investment returns. “The SIFRI projections demonstrate the need for states to continue to reform their state finances and reduce shortfalls, rather than relying on future contributions to cover the gap,” he added.
The report also found that 28 states have passed laws that in some way restrain spending by public sector employees, but most of those laws are not yet effective. The study showed that over the past four years, states have passed
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